The Last Unchallenged Stereotype - Finance of America Reverse

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Articles & News

In our youth-obsessed culture, it’s easy to buy into the negative stereotypes of aging. It is this discrimination that convinces us that aging is mostly about decline. And yet, research continually tells us that how we age is mostly up to us, and that our perception of aging influences our health and well-being.

Recently, I had the opportunity to sit down with host Danielle Palli to discuss the misconceptions our society has about our aging population, how language affects our perceptions of aging, and what we can do about it. For example, these statements seem benign but are potentially destructive:

“I’m too old for that”

“You must be getting senile in your old age.”

“She looks great … for her age.”

Here are both interviews from the two part podcast series Aging in America and The Last Unchallenged Stereotypes with Danielle Palli speaks with Dr. Roger Landry. Dr. Roger Landry.

Part 1 of 2

Listen to “Aging in America and the Last Unchallenged Stereotype” on Spreaker.

Part 2 of 2

Listen to “Aging in America and the Last Unchallenged Stereotype (Part 2 of an Interview with Dr. Roger Landry)” on Spreaker.

Finance of America Reverse

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©2021 Finance of America Reverse LLC is licensed nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133 | AZ Mortgage Banker License #0921300 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage Company | Massachusetts Lender/Broker License MC2285: Finance of America Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Banking Department where Finance of America Reverse is known as FAReverse LLC in lieu of true name Finance of America Reverse LLC | Rhode Island Licensed Lender | Not all products and options are available in all states | Terms subject to change without notice | For licensing information go to: www.nmlsconsumeraccess.org When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.

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