Creative Investment Options

creative_investment_optionsYou may be retired, but you haven’t stopped working. Now that you’ve said goodbye to the 40-plus hour workweek, you occupy your time with hobbies, possibly some consulting work, and researching investment strategies.

It’s a challenge for financial planners and retirees alike to figure out how to generate a steady stream of income while adhering to withdrawal guidelines. And many retirees of a certain net worth may not want to cut expenses or downsize their homes once they’ve stopped working.

As the over-60 crowd considers ways to make the most of their retirement savings, they often overlook one underused but highly beneficial tool—the reverse mortgage.

If you own multiple properties, you can easily make that equity work for you. Use the proceeds from a reverse mortgage as a line of credit or as monthly payments. While you receive reverse mortgage proceeds, you won’t have to touch your investments. Watch your portfolio grow and access a smaller percentage of it later.

An FAR licensed Reverse Mortgage Specialist can help you understand how to make the most of your hard-earned nest egg.

Contact us today to see how a reverse mortgage can fit into your investment strategy.

  • “I did my reverse mortgage in 2013 and it was one of the best decisions I’ve taken since I retired. Now I have additional income every month and the peace of mind that I won’t outlive my retirement income. (My FAR loan officer) was incredibly helpful and made the entire process extremely clear and simple.” 

  • “Cliff and I are so grateful for you, as you are responsible for helping us to get out of the rut we had been in for some time. You went above and beyond with us to help us secure this opportunity to improve our quality of life in our senior years. It’s clear that you love what you do and truly care about your clients’ peace of mind and happiness. It’s been a pleasure working with you, we are forever grateful!

    P.S. Planning a little vacation to celebrate our new and improved quality of life!”

  • “Everything worked as promised and we are delighted.”