- Optimizing Your Retirement
- Easing Retirement Worries
- Diversifying Retirement Investments
- Caring for Loved Ones
- Professional Partners
You saved consistently, but as retirement nears, you realize you haven’t saved enough. With budgets already stretched thin, there’s simply not much left to invest more into an IRA or 401K. Let FAR help optimize your retirement so that you can live well for years to come.
If you want to build on your investments, or if you are caring for loved ones with retirement fund questions, FAR can help. Individuals with more serious retirement worries also have a solution.
Providing for aging parents, adult children, and even grandchildren puts a huge financial burden on many adults. If this sounds familiar, you’re probably part of what’s now called the “sandwich generation.” These adults often have to use hard-earned retirement savings to help family pay for caregivers, housing, healthcare, and other necessities.
Other adults fall behind when employer downsizing or a serious illness pushes them into unexpected early retirement. In an instant, the retirement future you’ve imagined seems unlikely.
If you’re struggling to catch up, take heart. You can optimize your retirement by drawing on your most valuable asset: home equity.
How do you tap into this valuable asset? With a reverse mortgage. Available exclusively to homeowners and homebuyers age 62 and older, a reverse mortgage allows you to supplement retirement income with a steady stream of tax-free* funds.
Take the proceeds as a line of credit, as a monthly income stream, or use it to pay off existing debts. The choice is yours. Better yet, you’ll have no monthly loan payments* as long as you stay in your home.†
† Payment of taxes, insurance, and property charges required
As one of the leading reverse mortgage lenders in the United States, Finance of America Reverse (FAR) helps homeowners age 62 and over achieve the financial independence they’ve worked so hard for. Since 2003, we have made reverse mortgages the key component of our business.
* Not tax advice. Consult a tax professional.
“I really appreciate the efficiency and friendly manner that both (my Reverse Mortgage Specialist) and (loan processor) have shown me through this whole process. I’m very impressed with Finance of America Reverse’s service.”
Meredith, San Diego, CA
“During the course of undertaking the reverse mortgage process, my wife and I found Finance of America Reverse to be most trustworthy, honest and able to deliver the final package. We could not have asked for a more representative person to provide us all the information in the process than (our loan officer). (She) is a very knowledgeable, patient, and courteous person. Above all, she conducted herself very professionally, a true professional. If she did not know the answer at the time, she would research and get back with you immediately. Communication and cooperation were never lacking through the whole process, this was very important to both my wife and I. During the closing process, we dealt with several different persons from the Finance of America Reverse (team) and we can honestly say that none failed us. Service was their number one objective. My wife and I would not hesitate to recommend (our loan officer) and (Finance of America Reverse). In our case, they were truly a GREAT TEAM.”
George and Gracie, Lyford, TX
“I did my reverse mortgage in 2013 and it was one of the best decisions I’ve taken since I retired. Now I have additional income every month and the peace of mind that I won’t outlive my retirement income. (My FAR loan officer) was incredibly helpful and made the entire process extremely clear and simple.”
Nancy, Los Angeles, CA