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Many older adults are retiring younger, but not always by choice. Employers push many into early retirement as part of corporate budget cuts or business changes. One study found that of employees that retired earlier than expected, nearly half of them were forced into retirement due to company downsizing and company closures or due to evolving company needs.
Despite attractive early retirement packages and the desire to be free from the daily nine to five, many older adults want and need to keep working. However, it’s not easy to find a comparable position when you’re a few years shy of retirement.
Individuals that face early retirement have to protect their nest egg and make it last even longer. If you’re age 62 or older, consider a reverse mortgage. A reverse mortgage can provide a source of tax-free* income to last all the way through your retirement years. Make no payments for as long as you stay in your home.†
* Not tax advice. Consult a tax professional.
† Payment of taxes, insurance, and property charges required
“During the course of undertaking the reverse mortgage process, my wife and I found Finance of America Reverse to be most trustworthy, honest and able to deliver the final package. We could not have asked for a more representative person to provide us all the information in the process than (our loan officer). (She) is a very knowledgeable, patient, and courteous person. Above all, she conducted herself very professionally, a true professional. If she did not know the answer at the time, she would research and get back with you immediately. Communication and cooperation were never lacking through the whole process, this was very important to both my wife and I. During the closing process, we dealt with several different persons from the Finance of America Reverse (team) and we can honestly say that none failed us. Service was their number one objective. My wife and I would not hesitate to recommend (our loan officer) and (Finance of America Reverse). In our case, they were truly a GREAT TEAM.”
George and Gracie, Lyford, TX
“I really appreciate the efficiency and friendly manner that both (my Reverse Mortgage Specialist) and (loan processor) have shown me through this whole process. I’m very impressed with Finance of America Reverse’s service.”
Meredith, San Diego, CA
“Jan and I want to personally thank you for your expertise in assisting us (to) get our reverse mortgage. It has been a very interesting process from the get-go, we have learned a lot. It truly has been a pleasure to work with you, you are a real credit to your profession. Thank you so much.”
Gary & Jan, Denver, CO