Pamela Kirkpatrick

Reverse Mortgage Specialist
NMLS# 506542
Office: 888-661-2811

Hello, and welcome to my website.

As a licensed reverse mortgage consultant with Finance of America Reverse LLC (FAR)—one of the nation’s leading reverse mortgage lenders—I am honored to serve homeowners age 62 and older in the state of Florida. I’m dedicated to helping them leverage the power of home equity to achieve greater financial independence. The best part of my job is the amazing people I meet while educating families and their trusted advisors about reverse mortgage strategies, so they can make sound decisions about how and if this powerful financial tool may enhance their financial security.

Before I started working in the reverse mortgage business, I specialized in nonprofit development and fund-raising for the NY charity “Gods Love We Deliver,” and after that I served as the executive director of the Key Biscayne Chamber of Commerce. In 2007, I was appointed to NRMLA’s Congressional Committee, and in 2008 was awarded a Certificate of Special Congressional Recognition for Congressman Meek’s Foreclosure Prevention Initiative. A graduate of Grinnell College, I have served on many boards including Voices for Children in the Guardian Ad Litem program, and Heaven on Earth Foundation to transition families from abuse to safety.  Currently, I serve on the Board of Directors of the Financial Planning Association (FPA) Miami chapter and on the Executive Board of Women in Insurance and Financial Services (WIFS) South Florida chapter.

When I’m not working with borrowers or educating people about reverse mortgages, I enjoy singing jazz and blues. I am fluent in Spanish and conversational in several other languages. A Miami native, I live in Hollywood, Florida with my husband, two daughters and our animal friends. My family taught me the importance of community service and being kind to others. I love what I do.

Please consider me a resource. I invite you to explore my website to learn more—and please contact me if you have any questions or would like a free reverse mortgage consultation. I’m happy to share my expertise, answer all your questions, and help you determine if a reverse mortgage is a good financial solution for you. And if so, I’ll guide you through the loan process, every step of the way.

Did you know?

According to a recent study, 53% of households comprised of people who are age 65 are “at risk” of not having enough funds to maintain their standard of living during retirement. And using a reverse mortgage can reduce that risk. 1

In recent years, reverse mortgages have become a smart and safe way for people age 62 and over to be better financially prepared for the future—and live more comfortably. This retirement financing tool can be used to:

  • Pay off existing mortgage or home equity loan
  • Supplement income
  • Reduce monthly expenses such as car payments or credit cards
  • Establish a cash reserve for future needs
  • Buy a home that better fits their life



1Center for Retirement Research at Boston College, The National Retirement Risk Index: An Update, by Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass, October 2012.