Teri Murray

Teri Murray

Reverse Mortgage Specialist

361-571-1560

NMLS# 543750

Hello, and welcome to my website.

As a licensed reverse mortgage consultant with Finance of America Reverse, LLC – one of the nation’s leading reverse mortgage lenders—I am honored to serve homeowners age 62 and older in the state of Texas. I’m dedicated to helping them leverage the power of home equity to achieve greater financial independence. The best part of my job is knowing that I can provide a service that has the power to potentially enhance the quality of life for seniors.

Before I started working in the reverse mortgage business, I had the opportunity to originate traditional forward mortgages in a community bank setting for 19 years; fully embracing the philosophy that customer service is an attitude, not a department. I also served as the Senior Retail Risk Manager of a large consumer-lending portfolio at a community bank, offering guidance and support to over 300 lenders..      
 
When I’m not working with borrowers or educating people about reverse mortgages, I have had the privilege of serving in a wide variety of roles in the non-profit community in my hometown of Victoria, Texas. I have served as a chairperson or committee member for organizations such as American Cancer Society, American Red Cross, Hospice of South Texas, Theatre Victoria, United Way, Bluebonnet Youth Ranch, Beat The Odds, and Habitat For Humanity. I serve on the Board of Directors for the Victoria Fine Arts Association and The Victoria Symphony .
 
Please consider me a resource. I invite you to explore my website to learn more—and please contact me if you have any questions or would like a free reverse mortgage consultation. I’m happy to share my expertise, answer all your questions, and help you determine if a reverse mortgage is a good financial solution for you. And if so, I’ll guide you through the loan process, every step of the way.  

Did you know?

According to a recent study, 53% of households comprised of people who are age 65 are “at risk” of not having enough funds to maintain their standard of living during retirement. And using a reverse mortgage can reduce that risk. 1

In recent years, reverse mortgages have become a smart and safe way for people age 62 and over to be better financially prepared for the future—and live more comfortably. This retirement financing tool can be used to:

  • Pay off existing mortgage or home equity loan
  • Supplement income
  • Reduce monthly expenses such as car payments or credit cards
  • Establish a cash reserve for future needs
  • Buy a home that better fits their life

 
1Center for Retirement Research at Boston College, The National Retirement Risk Index: An Update, by Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass, October 2012.

  • This material is not from HUD or FHA and has not been approved by HUD or any government agency.
  • FAReverse LLC i/l/t/n Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New York, but this website has not been approved by the New York State Department of Financial Services. Until this website is authorized by the New York State Department of Financial Services, no mortgage loan applications for properties located in New York can be accepted through this site.
  • Finance of America Reverse LLC NMLS #2285 (www.nmlsconsumeraccess.org); Corporate Office: 8023 East 63rd Place, Suite 700, Tulsa, OK 74133; Arizona Mortgage Bankers License #0921300, Mortgage Bankers Branch License #0117862 – 625 West Southern Ave., Suite E171, Mesa AZ 85210; Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act ; Licensed under the California Department of Business Oversight under the California Finance Lenders Law; Colorado: To check the status of your Colorado loan originator, visit http://www.dora.state.co.us/real-estate/index.htm; Georgia Residential Mortgage Licensee #23647, 8909 South Yale Avenue, Tulsa, OK 74137; Illinois Residential Mortgage License #MB6759657; Kansas Licensed Mortgage Company #MC0002210; Massachusetts Lender/Broker License MC2285: Finance of America Reverse LLC; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the Missouri Division of Finance as a Mortgage Broker, 1201 Walnut, Suite 975, Kansas City, MO 64106; Licensed Mortgage Banker – NYS Department of Financial Services, 888 Veterans Memorial Highway, Suite 300, Hauppauge, NY 11788. Finance of America Reverse LLC is known as FAReverse LLC in NY in lieu of true name Finance of America Reverse LLC. Licensed by the New Hampshire Banking Department; Oregon License #ML-4805; Nevada Mortgage Banker License #4297. 2300 West Sahara Ave, Ste 800, #835, Las Vegas, NV 89102, 702-592-6538; Licensed by the New Jersey Department of Banking and Insurance; Licensed by the Pennsylvania Department of Banking; Rhode Island Licensed Lender; Licensed By the Virginia State Corporation Commission #MC-5413; Washington Consumer Loan Company License #50202. Also conduct business in AL, AR, CT, FL, HI, ID, IN, KY, LA, ME, MD, MI, NE, NM, NC, OH, OK, PR, SC, TN, TX, UT, VT, WV, WI, and WY. Not all products and options are available in all states. Terms subject to change without notice. ©2016 Finance of America Reverse LLC. All Rights Reserved. EQUAL HOUSING LENDER.