Cecilia Silano - Finance of America Reverse

Finance of America Reverse LLC (“FAR”) understands you may be facing unique hardships during this difficult time. Many borrowers who are currently experiencing financial distress related to COVID-19 may be eligible for some type of assistance. Please contact us for information regarding options that may be available to you. If you are impacted by COVID-19, please call 866-654-0020 and have your loan number ready for the Customer Service representative.

A A A

Let's get to work on retirement

We are here to answer all your questions.
What are you looking for?*
- I want to start a reverse mortgage application
- I want to understand retirement tools and what’s right for me
First Name*
Last Name*
Zip Code*
State*
State
Are You 62 or Older?*
- Yes
- No
What is the Value of Your Home?*
How would you prefer to be contacted?*
- Give me a call
- Email me more information
Email Address*
Phone Number*
Thank you for your interest! Please call us at 855-421-4745 for more information on how we can help!

FAReverse LLC i/l/t/n Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New York, but this site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Name
This field is for validation purposes and should be left unchanged.

By submitting this request for information, I hereby provide my signature, expressly consenting to receive information by email or phone, via automated dialing systems, texting, and/or prerecorded messages, from or on behalf of Finance of America Reverse LLC and its fulfillment partners and may agree to receive other offers on the telephone number I provided above, including my wireless number, even if I am on a State or Federal Do-Not-Call list. I understand consent is not a condition of purchase and that I may revoke my consent at any time. I can revoke consent by calling FAR customer service at 855-421-4745, or contacting my loan officer.

Hello, and welcome to my website.

As a licensed reverse mortgage consultant with Finance of America Reverse LLC, one of the nation’s leading reverse mortgage lenders, I am honored to serve homeowners age 62 and older in the North Eastern Region. I’m dedicated to helping them leverage the power of home equity to achieve greater financial independence. The best part of my job is educating seniors regarding options to elimnate financial stress. This is truly a life changing program.

Before I started working in the reverse mortgage business, I originated traditional mortgage and have been deeply interested in exploring a creative, thoughtful, and personalized approach to mortgages.

When I’m not working with borrowers or educating people about reverse mortgages, I enjoy spending time with my three children, traveling and volunteering.

Please consider me a resource. I invite you to explore my website to learn more—and please contact me if you have any questions or would like a free reverse mortgage consultation. I’m happy to share my expertise, answer all your questions, and help you determine if a reverse mortgage is a good financial solution for you. And if so, I’ll guide you through the loan process, every step of the way.

Reverse Mortgage Calculator

How prepared are you for retirement? That depends on a number of factors: how old you are, how much you've saved, and what you have planned to supplement your retirement.

To get a clearer idea on how much you you may qualify for with a reverse mortgage and today's current interest rates, try our easy-to-use reverse mortgage retirement calculator.

Age

Home Value

$

Mortgage Balance

$

State

HECM

Total Proceeds

Mortgage Payoff:
Available Proceeds:
Remaining Equity:

HomeSafe®

Finance of America does NOT currently offer HomeSafe® in .

Total Proceeds

Mortgage Payoff:
Available Proceeds:
Remaining Equity:

* Available proceeds is negative because you many need to bring this much cash to close.

It looks like you may need to bring cash to close, but a Reverse Mortgage may still be beneficial depending on your unique situation.

Please call

The illustration and figures above are an estimate based on the value and age you provided. This is the amount you may be eligible for before fees. It is not a loan commitment and does not mean you have been approved. All borrower’s must meet all loan obligations, including living in the property as the principal residence and paying all property charged, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet the loan obligations the loan could be called due.

Find your retirement personality type

How do you see retirement? Are you the kind of person worried about what your life might look like in retirement? Do you see retirement as an amazing opportunity to spend time with your loved ones? Are you a free spirit who lives for the moment and hasn't spent any time worrying about your next chapter? Take our short quiz and discover your retirement persona.

TAKE THE QUIZ

ARE YOU A DREAMER?

ARE YOU A FREE SPIRIT?

ARE YOU A MAVERICK?

ARE YOU A NEIGHBOR?

ARE YOU A NOBLE?

ARE YOU A TRADITIONALIST?

Finance of America Reverse

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

©2022 Finance of America Reverse LLC is licensed nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133 | AZ Mortgage Banker License #0921300 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage Company | Massachusetts Lender/Broker License MC2285: Finance of America Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Banking Department where Finance of America Reverse is known as FAReverse LLC in lieu of true name Finance of America Reverse LLC | Rhode Island Licensed Lender | Not all products and options are available in all states | Terms subject to change without notice | For licensing information go to: www.nmlsconsumeraccess.org When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Questions or complaints? Email us at customerrelations@financeofamerica.com