Update on COVID-19

Finance of America Reverse LLC (“FAR”) understands you may be facing unique hardships during this difficult time. Many borrowers who are currently experiencing financial distress related to COVID-19 may be eligible for some type of assistance. Please contact us for information regarding options that may be available to you. If you are impacted by COVID-19, please call 866-654-0020 and have your loan number ready for the Customer Service representative.

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Hello, and welcome!

My name is Chyna Sinclear and I am a Reverse Mortgage Specialist. As a licensed reverse mortgage consultant with Finance of America Reverse LLC (FAR) – one of the nation’s leading reverse mortgage lenders – I am honored to serve homeowners aged 62 and older in the State of Texas. I am dedicated to helping them leverage the power of home equity to achieve greater financial independence.

The best part of my job is assisting someone in finding a solution to a challenge. The smile I see is worth a million.

Before working in the reverse mortgage business, I spent 12 years in the forward mortgage business. Prior to that, I owned and operated a manufacturing company in the aerospace industry.

When I’m not working with borrowers or educating people about reverse mortgages, I enjoy various activities in nature such as gardening and swimming, and must admit that I adore science fiction. I am also a huge animal lover.

My goal is to help you enjoy the retirement you deserve and to assist you in enhancing the quality of your life with financial security and peace of mind.

Please consider me a resource. I’ll guide you through the loan process, every step of the way.

Reverse Mortgage Calculator

How prepared are you for retirement? That depends on a number of factors: how old you are, how much you've saved, and what you have planned to supplement your retirement.

To get a clearer idea on how much you you may qualify for with a reverse mortgage and today's current interest rates, try our easy-to-use reverse mortgage retirement calculator.



Total Proceeds
  • Mortgage Payoff:
  • Available Proceeds:
  • Remaining Equity:


Finance of America does NOT currently offer HomeSafe® in .
Total Proceeds
  • Mortgage Payoff:
  • Available Proceeds:
  • Remaining Equity:

* Available proceeds is negative because you many need to bring this much cash to close.

It looks like you may need to bring cash to close, but a Reverse Mortgage may still be beneficial depending on your unique situation.

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The illustration and figures above are an estimate based on the value and age you provided. This is the amount you may be eligible for before fees. It is not a loan commitment and does not mean you have been approved. All borrower’s must meet all loan obligations, including living in the property as the principal residence and paying all property charged, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet the loan obligations the loan could be called due.

Find your retirement personality type

How do you see retirement? Are you the kind of person worried about what your life might look like in retirement? Do you see retirement as an amazing opportunity to spend time with your loved ones? Are you a free spirit who lives for the moment and hasn't spent any time worrying about your next chapter? Take our short quiz and discover your retirement persona.