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Hello, and welcome to my website.

As a licensed reverse mortgage consultant with Finance of America Reverse LLC (FAR)—one of the nation’s leading reverse mortgage lenders—I am honored to serve homeowners age 62 and older in the Central, South and Coastal regions of Texas. I’m dedicated to helping them leverage the power of home equity to achieve greater financial independence. The best part of my job is developing lasting relationships with my borrowers, and helping to educate the business community about the number of practical uses for reverse mortgages.

Before I started working in the reverse mortgage business, I have been in the banking and finance industry my entire adult life. I attended WB Ray High School in Corpus Christi and the University of Texas in Austin.

When I’m not working with borrowers or educating people about reverse mortgages, I am involved in the local Chamber of Commerce and several community clubs. In my spare time I love to fish and bird watch. I am also a devoted UT Horns and San Antonio Spurs fan and love spending time with family, friends and my Olde English Bulldogge, King George.

Please consider me a resource. I invite you to explore my website to learn more—and please contact me if you have any questions or would like a free reverse mortgage consultation. I’m happy to share my expertise, answer all your questions, and help you determine if a reverse mortgage is a good financial solution for you. And if so, I’ll guide you through the loan process, every step of the way.

Did you know?

According to a recent study, 53% of households comprised of people who are age 65 are “at risk” of not having enough funds to maintain their standard of living during retirement. And using a reverse mortgage can reduce that risk. 1

In recent years, reverse mortgages have become a smart and safe way for people age 62 and over to be better financially prepared for the future—and live more comfortably. This retirement financing tool can be used to:

  • Pay off existing mortgage or home equity loan
  • Supplement income
  • Reduce monthly expenses such as car payments or credit cards
  • Establish a cash reserve for future needs
  • Buy a home that better fits their life

 

1Center for Retirement Research at Boston College, The National Retirement Risk Index: An Update, by Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass, October 2012.

Reverse Mortgage Calculator

How prepared are you for retirement? That depends on a number of factors: how old you are, how much you've saved, and what you have planned to supplement your retirement.

To get a clearer idea on how much you you may qualify for with a reverse mortgage and today's current interest rates, try our easy-to-use reverse mortgage retirement calculator.

HECM

Total Proceeds:

Mortgage payoff:

Available Proceeds: *

Remaining Equity:

HomeSafe®

Total Proceeds:

Mortgage Payoff:

Available Proceeds: *

Remaining Equity:

* Available proceeds is negative because you many need to bring this much cash to close.

It looks like you may need to bring cash to close, but a Reverse Mortgage may still be beneficial depending on your unique situation.

Please call 855-421-4745

The illustration and figures above are an estimate based on the value and age you provided. This is the amount you may be eligible for before fees. It is not a loan commitment and does not mean you have been approved. All borrower’s must meet all loan obligations, including living in the property as the principal residence and paying all property charged, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet the loan obligations the loan could be called due.

Find your retirement personality type

How do you see retirement? Are you the kind of person worried about what your life might look like in retirement? Do you see retirement as an amazing opportunity to spend time with your loved ones? Are you a free spirit who lives for the moment and hasn't spent any time worrying about your next chapter? Take our short quiz and discover your retirement persona.

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