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Hello, and welcome to my website.

As a licensed reverse mortgage consultant with Finance of America Reverse LLC (FAR)—one of the nation’s leading reverse mortgage lenders—I am honored to serve homeowners age 62 and older in the Mid-Atlantic region of the U.S. I’m dedicated to helping them leverage the power of home equity to achieve greater financial independence. The best part of my job is educating senior clients—helping them choose good reverse mortgage options to bridge the gap between financial assets and longevity.

Before I started working in the reverse mortgage business, I earned a B.S. degree in Business and Finance at the University of Maryland, and have been in the real estate and finance industry for over 22 years. Working with seniors, their families, financial planners, attorneys, care providers, churches and senior advisors is most rewarding. As a local Reverse Mortgage Consultant, I meet with every customer personally

When I’m not working with borrowers or educating people about reverse mortgages, I have been actively involved in Washington, DC’s “Christmas in April,” as well as both Annapolis and Eastern Shore “Meals on Wheels” programs for over eight years

Please consider me a resource. I invite you to explore my website to learn more—and please contact me if you have any questions or would like a free reverse mortgage consultation. I’m happy to share my expertise, answer all your questions, and help you determine if a reverse mortgage is a good financial solution for you. And if so, I’ll guide you through the loan process, every step of the way.

Did you know?

According to a recent study, 53% of households comprised of people who are age 65 are “at risk” of not having enough funds to maintain their standard of living during retirement. And using a reverse mortgage can reduce that risk. 1

In recent years, reverse mortgages have become a smart and safe way for people age 62 and over to be better financially prepared for the future—and live more comfortably. This retirement financing tool can be used to:

  • Pay off existing mortgage or home equity loan
  • Supplement income
  • Reduce monthly expenses such as car payments or credit cards
  • Establish a cash reserve for future needs
  • Buy a home that better fits their life

 

1Center for Retirement Research at Boston College, The National Retirement Risk Index: An Update, by Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass, October 2012.

Private: Teri Murray
Reverse Mortgage Specialist
Private: Yolanda Arciniega
Reverse Mortgage Consultant
Rick Brown
Reverse Mortgage Specialist
Elena Katsulos-Sabbouh
Reverse Mortgage Specialist

Reverse Mortgage Calculator

How prepared are you for retirement? That depends on a number of factors: how old you are, how much you've saved, and what you have planned to supplement your retirement.

To get a clearer idea on how much you you may qualify for with a reverse mortgage and today's current interest rates, try our easy-to-use reverse mortgage retirement calculator.

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HECM

Total Proceeds
  • Mortgage Payoff:
  • Available Proceeds:
  • Remaining Equity:

HomeSafe®

Finance of America does NOT currently offer HomeSafe® in .
Total Proceeds
  • Mortgage Payoff:
  • Available Proceeds:
  • Remaining Equity:

* Available proceeds is negative because you many need to bring this much cash to close.

It looks like you may need to bring cash to close, but a Reverse Mortgage may still be beneficial depending on your unique situation.

Please call

The illustration and figures above are an estimate based on the value and age you provided. This is the amount you may be eligible for before fees. It is not a loan commitment and does not mean you have been approved. All borrower’s must meet all loan obligations, including living in the property as the principal residence and paying all property charged, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet the loan obligations the loan could be called due.

Find your retirement personality type

How do you see retirement? Are you the kind of person worried about what your life might look like in retirement? Do you see retirement as an amazing opportunity to spend time with your loved ones? Are you a free spirit who lives for the moment and hasn't spent any time worrying about your next chapter? Take our short quiz and discover your retirement persona.

TAKE THE QUIZ