- Optimizing Your Retirement
- Easing Retirement Worries
- Diversifying Retirement Investments
- Caring for Loved Ones
- Professional Partners
A home isn’t just a primary asset for many seniors. It’s a place they love and want to stay. More than 60% of retirees live in the same home they lived in when they retired, for a few reasons:
Studies show that retirees want to retain their independence as long as possible. A survey conducted by Merrill Lynch found that most retirees want to age in place.
Retirees who own their own home can maximize that asset with a reverse mortgage. Homeowners and homebuyers age 62 and older can use tax-free* reverse mortgage proceeds to better enjoy the years spent in their home.
Receive these funds as a line of credit, as a steady income stream, or as a lump sum—the choice is yours.
If you plan to downsize your home or move closer to family, a HECM reverse mortgage can help finance that new home without an extra mortgage payment.†
* Not tax advice. Consult a tax professional.
† Payment of taxes, insurance, and property charges required
My Reverse Mortgage Specialist “worked with me and was very professional throughout the whole process…she was very kind and respectful…Even though I have never seen her, I feel like she was someone I have known my whole life.”
Janice, Florence, AL
“I did my reverse mortgage in 2013 and it was one of the best decisions I’ve taken since I retired. Now I have additional income every month and the peace of mind that I won’t outlive my retirement income. (My FAR loan officer) was incredibly helpful and made the entire process extremely clear and simple.”
Nancy, Los Angeles, CA
“On behalf of my mother and myself, I would like to thank you for your professional and kind support, and I am confident that we made the right decision obtaining a reverse mortgage from you and your company. Your patience and your knowledge of the product and processes made obtaining a reverse mortgage as comfortable for us as possible. You will be highly recommended.”
Stan and Patricia, Dothan, AL